The family of a British man who fell from a three-story balcony while on a stag do in Portugal is concerned that his travel insurance might not cover his increasing medical expenses due to alcohol consumption. Jakob Davies, 25, is currently hospitalized in Faro after sustaining severe injuries in a fall at a hotel in Albufeira earlier this month. His relatives are anxiously awaiting a decision from his insurer following tests that revealed alcohol in his system.
Hailing from Scarborough, North Yorkshire, Jakob, a factory worker, had joined approximately 30 colleagues on a stag weekend in the popular Portuguese destination on June 4. His mother, Claire Gerrard, is worried about the financial burden they may face as doctors have advised that Jakob urgently needs surgery to potentially regain his ability to walk.
Despite having travel insurance, complications may arise due to the presence of alcohol in Jakob’s system, making the insurance coverage uncertain. Claire expressed concerns about the process with the insurance company and the implications of alcohol levels in Jakob’s blood tests. Meanwhile, a crowdfunding campaign has been initiated by family and friends to assist with the medical costs and repatriation to the UK.
Experts caution that some travel insurance policies have clauses regarding alcohol or substance use, emphasizing the importance of reviewing policy details, especially for those planning to consume alcohol while abroad. For those willing to contribute to the fundraising efforts, the GoFundMe link is available for donations.